A DUI: Is It Worth It?

A DUI: Is It Worth It?

How Will A DUI Affect Your Auto Insurance Premiums?

As you know, your driving history directly affects the price you pay on your insurance premiums. So, then, it is not surprising that being convicted of driving under the influence (DUI) will significantly increase the expense of your auto insurance coverage. You may think that driving home after a couple of drinks at the holiday party is not a big deal, but making the choice to drive while impaired can end up costing you more than just a night in jail.

Drinking alcohol slows your reaction times, diminishes your concentration, and impairs your ability to monitor your speed. Behind the wheel, these symptoms make you extremely dangerous. Auto insurance providers do not want to assume the added risk of your unsafe driving, and will pass along the added cost of the risk to you.

There are other costs associated with DUI conviction, too. You will be responsible for thousands of dollars in legal fees, and will likely need to process a proof of financial responsibility form before getting back behind the wheel. Your insurance provider can likely file this form, usually an SR-22, on your behalf but again, you will have to pay a fee.

You can save more than just money by driving responsibly- you can save a life by keeping off the roads when you are impaired. Remember, drunk driving does not just affect you. Intoxicated drivers cause nearly a third of all fatal motor vehicle accidents. Do not be selfish and careless- you have the power to protect your fellow drivers.

To get the protection you deserve while on the road and off, contact CorMarc Insurance Services in Murrieta, CA. Our expert team offers our superior service to individuals, families, and small- to mid-sized companies. Call us today to have all of your auto insurance needs fully met.