Murrieta Homeowners Liability and Holiday Parties

Murrieta Homeowners Liability and Holiday Parties

Holiday parties are a major part of the way we celebrate the holidays with our friends and family. Having so many people around us, things can happen and go wrong, and if they do, the party hosts may be liable. Know your liabilities to protect yourself and your guests with these tips.

Safety Tips For Hosts:

  • Talk with your insurance provider and review your homeowners’ insurance policy before your event to make sure you know what you are liable for and can plan ahead. Knowing what your coverage includes can help you to limit the possibility of something going wrong.
  • Limit the guest list to people you know. Strangers pose a threat because they do not know you or feel responsible for your things. They can add an unknown element of danger to your party and when hosting, the unknown can cause problems.
  • Have activities that do not involve or focus on drinking, otherwise, the drinking is likely to get out of hand. If you have to have alcohol, monitor your guests’ intake to make sure that they are safe and that things do not get too chaotic.
  • Arrange transportation or overnight accommodations for those guests that drink too much and should not drive home. Have a designated driver or make up your guest room to make things easier on you and on your guests.
  • Stop serving alcohol well before the party officially ends, and take the responsibility of cutting off people who have had too much.
  • Remove any dangerous decorations that could hurt someone or cause injuries. Doing so can be an easy way to limit the injuries that occur.

Contact CorMarc Insurance Services in Murrieta for all of your California homeowners’ liability insurance needs. Keep your holiday parties safe and protect yourself from liability if something goes wrong. Get a policy today, so you can entertain guests with peace of mind!