Tips To Keep The Cost Of Insuring Your Teen Driver Down

Tips To Keep The Cost Of Insuring Your Teen Driver Down

Having your teen start driving for the first time can be very nerve-racking for parents! You are not only worried about the safety of your teen, but you also have the added challenge of finding affordable car insurance for your new driver. Here are a few ways to save some money on insurance premiums for your teen driver.

  • Compare Rates: Browsing all the competing rates and getting quotes from different insurance carriers can be a good way to get the best price. Hinting that you are keeping your options open might also help to get a more competitive rate.
  • Adding to your policy: It can often be cheaper to add your teen to your own auto insurance policy instead of purchasing a separate policy for them.
  • Car Choice: If your teen is going to have their own car, be smart about the vehicle choice. Opting for a car with a strong safety record and the latest safety equipment is usually a good idea to keep insurance costs down. Even if they will not have their own car, you can assign your teen the car that is least costly to insure, by adding them on the policy for that car only!
  • Stress Safe Driving: This may seem like a no brainer, but it can never hurt to make sure your new driver knows the risks of driving. Stress that breaking traffic rules or causing an accident can result in a suspended license and even higher premiums!
  • Teen Driver Discounts: Many insurers offer discounts that may be available to your teen if they:
    • Have taken a driver safety education course
    • Are a good student (typically they must maintain at least a B average)
    • Are a low-mileage driver

Contact CorMarc Insurance Services in Murrieta for all of your California auto insurance needs. Protect your new driver as they hit the road for the first time. Get a policy and give them the insurance they need to be safe on the streets!